Financial Tools

Partners in Performance Personalized Tax Services

We provide these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise.

Taxes & Representation

Financial Guidance

Should I refinance my mortgage? How much do I need to save for my child’s college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis. We provide these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in your decision making process.

    Automotive Tools

    Auto Loan Early Payoff

    Find out how much interest you can save by increasing your monthly auto loan payment.

    Home Equity Loan vs. Auto Loan

    Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.

    Roth IRA vs. Traditional IRA

    Use this calculator to determine which IRA may be right for you.

    Car Loan Calculator

    Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.

    Lease or Buy?

    Should you lease your next automobile or finance it? Find out with this calculator!

    Social Security Benefits

    Use this calculator to estimate your Social Security benefits.

    Business Tools

    Breakeven Analysis

    Find out how many and what price you must sell your product at to make a profit.

    Business Valuation - Discounted Cash Flow

    This tool calculates a business valuation based upon the discounted cash flow methodology – illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.

    Financial Ratios

    This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.

    Business Debt Consolidation Calculator

    Should your business consolidate its debt? Use this calculator to find out.

    Cash Flow Calculator

    Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.

    Equipment Buy vs. Lease

    Should you lease your equipment or finance it? Find out with this calculator!

    Inventory Analysis

    Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.

    Working Capital Needs

    Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.

    Debit & Credit Card Tools

    Accelerated Debt Payoff

    Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.

    Consolidation Loan Investment Calculator

    Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.

    Credit Card Optimizer

    The Credit Card Optimizer helps you determine the best distribution of your credit card debt.

    Credit Card Pay Off

    Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

    How much do you owe?

    Use this calculator as a starting point for your debt management plan.

    Roll-Down Your Credit Card Debt!

    The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.

    Personal Debt Consolidation

    Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

    Insurance Tools

    Disability Insurance

    Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.

    Long-Term Care Calculator

    Long term care is needed by those who can’t perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.

    Life Insurance Calculator

    Find out how much life insurance you really need!

    Loan Tools

    Alternative Payment Frequencies

    Use this calculator to determine your payment or loan amount for different payment frequencies.

    Amortizing Loan Calculator

    Enter your desired payment – and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

    Loan & Credit Line Payment

    This calculator helps determine your loan or credit line payment.

    Loan Prequalification Calculator

    Use this calculator as your first step in determining your ability to qualify for a loan.

    Loan Comparison Calculator

    Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options.

    Mortgage Tools

    Bi-weekly Payment Calculator

    Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.

    Maximum Mortgage

    Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.

    Mortgage Comparison: 15 Years vs. 30 Years

    Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

    Mortgage Loan Calculator

    Use this calculator to determine your monthly payment and amortization schedule.

    Mortgage Payoff

    Save thousands of dollars in interest by increasing your monthly mortgage payment.

    Mortgage Points Calculator

    Should you buy points? Use this calculator to find out.

    Mortgage Qualifier

    Can you buy your dream home? Find out just how much you can afford!

    Mortgage Refinance Break Even

    Should you refinance your mortgage? Use this calculator to determine when you will break even.

    Refinance Interest Savings

    Use this calculator to see how much interest you can save by refinancing your mortgage!

    Rent vs. Buy

    Are you better off buying your home, or should you continue to rent?

    Personal Finance Tools

    Checkbook Balancer

    Balance your checkbook with this quick and easy calculator.

    Credit Assessment

    How is your credit? Use this calculator for a quick assessment!

    Home Budget Analysis

    Analyze your budget, see where your money goes and find out where you can improve!

    Net Worth

    This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.

    Life Expectancy

    This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.

    Retirement Tools

    How Important is Social Security?

    Use this calculator to determine how losing this important retirement asset could affect you.

    Pension Plan Retirement Options

    Use this calculator to help decide between joint survivorship and single survivorship pension options.

    Required Minimum Distribution (RMD)

    Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. This financial calculator will also look at potential future year’s distribution requirements.

    Retirement Income

    Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.

    Retirement Pension Planner

    Plan your retirement with a company pension, find out if you are on track – and learn how to stay there.

    Retirement Planner

    Quickly determine if your retirement plan is on track – and learn how to keep it there.

    Roth IRA Calculator

    Use this calculator to compare the Roth IRA to an ordinary taxable investment.

    Roth IRA Conversion

    This calculator will show the advantage, if any, of converting your IRA to a Roth.

    Roth IRA vs. Traditional IRA

    Use this calculator to determine which IRA may be right for you.

    Social Security Benefits

    Use this calculator to estimate your Social Security benefits.

    Traditional IRA Calculator

    How can contributing to a regular IRA help you in your retirement?

    Saving Tools

    College Savings

    Use this calculator to help develop or fine tune your education savings plan.

    Cool Million

    Find out when your savings plan may make you a millionaire!

    Emergency Savings Calculator

    This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.

    Lunch Savings

    Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.

    Savings Calculator

    Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.

    Savings Goals

    What will it take to reach your savings goal? This financial calculator helps you find out.

    Savings Distribution Calculator

    Use this calculator to determine savings balance after a series monthly, quarterly or annual withdrawals.

    Tax Tools

    1040 Tax Calculator

    Enter your filing status, income, deductions and credits and we will estimate your total tax. Based on your projected withholdings for the year, we can also estimate your tax refund or amount you may owe the IRS next April.

    Estate Tax Planning

    Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability.

    Marginal Tax Rate Calculator

    Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.

    U.S. 1040EZ Tax Form Calculator

    Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill.