October 1st is the first day you can apply for an exemption for the Washington State Long Term Care Insurance. The WA Cares Fund website has released instructions for applying here: https://wacaresfund.wa.gov/apply-for-an-exemption/. 


While the exemption applies to policies that are in effect prior to November 1st, many people are finding it nearly impossible to find policies available. Many companies have completely shut down applications to Washington State residences.

Applications for exemptions must be completed by December 31st.


Photo courtesy of WA Cares Fund website